About

TechLoft is a wholly Ghanaian owned company incorporated under the Companies Code (Act 179,1963) of Ghana, and operates as a digital and financial technologies company. Our special interests are in financial transactions processing, digital finance and e-commerce. The company does not operate as a financial institution, nor as a mobile wallet provider but seeks to carve its own niche as an organization that develops platforms to improve financial processes and payments transactions to benefit all stakeholders- telcos, banks, mobile money agents, consumer, government agencies and everyone in between. The solutions we develop can be deployed in the collection of government revenue, bill payments, fees payments etc.

Products

PAYIN
Our API is a secure, convenient and robust payments technology that seeks to harmonize all existing payment channels and simplify daily financial transactions for the benefit of consumers in developing countries. Our approach is simple and because we are rethinking prosperity, this product is designed to spearhead the African prosperity story by combining the powers of these 4 pillars of modern payments -
Mobile Payments,
Branchless (Digital) Banking ,
Interoperability
Financial Inclusion.
Available on Google Play

myFreshWord
myFreshWord is a web based streaming service and church management software solely dedicated to the distribution of Christian faith based and inspirational digital multimedia. This application allows users to buy audios, videos and books from their favourite speakers and preachers to deliver a digital Christian experience anywhere, anytime in your myFreshWord library.
MyFreshWord also has a web based church management system(merchant side)
Available on Google Play

Customised solutions
At TechLoft, we design and build digital solutions talored to suit your specifications

Our Services

Customised Cross Platform Apps and Integrations
The quest to building your own software or mobile app has taken a smooth turn. At Techloft, we build your software and application just as you want it.

Payment Apps & Integrations
Integrate payments into your already existing platforms and also use our payment app for your day to day banking and monetary transactions.

Agent Services

Mobile money agents represented 90.5% of mobile money's physical cash-in and cash-out global footprint in 2015, whereas ATMs represented just 7.8% and banks represented 1.7%.

SEND MONEY FEES, GHs

MTN Mobile Money Vodafone Cash Tigo Cash Airtel Money
Fixed Variable
Fixed Variable
Fixed Variable
Fixed Variable
0.01 - 1.00
0.01 0.0
0.01 0.0
0.01 0.0
0.01 0.0
1.01 - 10.00
0.1 0.0
0.1 0.0
0.1 0.0
0.1 0.0
10.01 - 30.00
0.3 0.0
0.3 0.0
0.3 0.0
0.3 0.0
30.01 - 300.00
0.0 1%
0.0 1%
0.0 1%
0.0 1%
300.01 - 1,000.00
3.0 0.0
10.0 0.0
3.0 0.0
3.0 0.0
1,000.01 - 2,000.00
10.0 0.0
17.3 0.0
10.0 0.0
10.0 0.0
2,000.01 > Contact Platform Support (techloft)

RECEIVE MONEY (CONSUMER PAYS), GHs

MTN Mobile Money Vodafone Cash Tigo Cash Airtel Money
Fixed Variable
Fixed Variable
Fixed Variable
Fixed Variable
0.01 - 30.00
0.3 0.0
0.3 0.0
1.0 0.0
1.0 0.0
30.01 - 300.00
0.0 1%
0.0 1.93%
0.0 2.3%
0.0 2.3%
300.01 - 1,000.00
0.0 1%
0.0 1.93%
0.0 2.3%
0.0 2.3%
1,000.01 - 2,000.00
10.0 0.0
0.0 1.93%
0.0 2.3%
0.0 2.3%
2,000.01 >
0.0 1%
0.0 1.93%
0.0 2.3%
0.0 2.3%

RECEIVE MONEY (BUSINESS PAYS), GHs

MTN Mobile Money Vodafone Cash Tigo Cash Airtel Money
Fixed Variable
Fixed Variable
Fixed Variable
Fixed Variable
0.01 - 30.00
0.0 1.93%
0.0 1.93%
0.0 2.3%
0.0 2.3%
30.01 - 300.00
0.0 1.93%
0.0 1.93%
0.0 2.3%
0.0 2.3%
300.01 - 2,000.00
0.0 1.93%
0.0 1.93%
0.0 2.3%
0.0 2.3%
2,000.01 >
0.0 1.93%
0.0 1.93%
0.0 2.3%
0.0 2.3%